2016 Republican Presidential Candidates


Private Retirement Investment


  1. Belonging to, or concerning, an individual person, company, or interest; peculiar to one's self; unconnected with others; personal; one's own; not public; not general; separate.
  2. Not invested with, or engaged in, public office or employment.
Retire: To withdraw from a public station, or from business; as, having made a large fortune, he retired.
  1. To lay out (money or capital) in business with the view of obtaining an income or profit.
  2. To expend (time, money, or other resources) with a view to obtaining some benefit of value in excess of that expended, or to achieve a useful purpose.
  3. To make an investment; as, to invest in stocks.

Constitutional Quotes

  •   None Found

2004 Republican Platform Quotes

  •  Ushering in an Ownership Era
    •  As Republicans, we trust people to make decisions about how to spend, save, and invest their own money. We want individuals to own and control their income. We want people to have a tangible asset that they can build and rely on, making their own choices and directing their own future.
    •  We want more people to own personal retirement accounts. 
    •  Tax Relief: Making it Happen, Making it Permanent
      •  In 2001, President Bush signed historic tax relief into law. This year, 43 million families with children are receiving an average tax cut of over $2,000. The 2001 law:
        •  Simplified and expanded IRAs and 401(k)s so workers can save more for their retirement;
    •  Increasing Saving
      • More than half of all Americans save and invest in private markets. We want even more people to build assets that they own and can use to meet a variety of needs over the course of their lives. In the past few years President Bush and Congressional Republicans have passed into law a variety of measures to improve, simplify, expand, and protect retirement savings in IRAs, 401(k)s, and other retirement plans. Their actions:
        •  Increased the amount you can save each year tax-free.
        •  Made it easier to take your retirement plan from one job to the next.
        •  Allowed women who take time off from work to start a family to catch up on their missed retirement plan contributions.
        •  Required more disclosure for employer sponsored retirement plans and required that rules apply to both executives and rank-and-file employees.
      •  We will build upon it by promoting policies that encourage workers to save. We support the President's proposal to create a new Lifetime Savings Account (LSA) so workers can save for a variety of needs, to consolidate the three types of current law IRAs into a single Retirement Savings Account (RSA), and to consolidate numerous employer-based retirement plans into a single Employer Retirement Savings Account (ERSA).
    •  Strengthening Social Security with Ownership
      •  Social Security needs to be strengthened and enhanced for our children and grandchildren. Republicans remain committed to the principles the President outlined:
        •  Anyone now receiving Social Security, or close to being eligible for it, is guaranteed that their benefits will not be cut and their taxes will not be raised. Social Security is a promise made by this country to its citizens and Republicans will keep that promise.
        •  Key changes to Social Security should merit bipartisan agreement so all improvements are a win for the American people rather than a political victory for any one party.
        •  Personal retirement accounts must be the cornerstone of strengthening and enhancing Social Security. Each of today's workers should be free to direct a portion of their payroll taxes to personal investments for their retirement. It is crucial that individuals be offered a variety of investment alternatives and that detailed information be provided to each participant to help them judge the risks and benefits of each plan.
        •  Young people deserve to know their Social Security will in fact be there when they retire, just as we have guaranteed it to their grandparents and parents today. This new generation of American workers deserves to have ownership of their future. They must have choices.
        •  Assets in personal accounts should belong to each individual. Every American should have the opportunity to build a nest egg for the future and pass along that money to their children or grandchildren, who could use the funds to pay for college, buy a home, start a small business, or begin saving for their own retirement.
        •  Choice is the key. Any new options for retirement security should be voluntary, so workers can choose to remain in the current system or opt for something different.
      •  President Bush has shown this leadership by proposing a bold alternative to the collapse of Social Security. Along with Americans everywhere, we pledge to join him in this endeavor of a lifetime.
      •  Individual ownership of voluntary personal retirement accounts for today's workers will make Social Security more equitable, but, just as importantly, will put the system on sure financial footing.
      •  President Bush formed a bipartisan commission that recommended three models for reform and many Republicans in Congress have exhibited leadership in sponsoring six different bills. Non-partisan analysis of these proposals shows that each strengthens Social Security and that each shares a common characteristic: giving workers the option of supplementing Social Security with personal retirement accounts that they own. Our Party supports the efforts of President Bush and Congressional Republicans to enact legislation during the next term.
  •  Building an Innovative, Globally Competitive Economy
    •  Protecting the Rights of Workers
      •  Men and women who retire after decades spent in the workforce are entitled to the pensions they and their employers have contributed to throughout their careers. As part of the 2001 economic growth and tax relief bill, workers' pension payments are now calculated on the basis of their best three years of earnings rather than their last three. This protects workers whose earnings decline with their age. In addition, criminal prosecutions against employers and plan trustees who abuse pension and health plans have increased by more than 50 percent since 2001. More than $3 billion has been secured through court judgments, settlements, and fines covering 150 million workers and their dependents by holding those who manage benefit plans accountable for their legal obligations to protect plan participants. Thanks to Republican efforts to enforce the law, the word is getting out that benefits managers should invest and manage employees' retirement funds as carefully as they would handle their own.

Republican Private Retirement Investment Values


Administrative Policy Initiatives

Republican Sponsored Legislature

  •  None Found

Judicial Cases

  •  None Found

Advocacy Organizations

Links of Interest

Related Issues and Relationship

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Last modified: June 15, 2015